updated on 25 September 2020

Finance plays a major part in our life. If we don't record our daily expenses it will be a disaster in the future.
I use Google Forms to record my daily expenses and I take a look at them every Saturday to know what is coming in and going out. It is helping me in so many ways.
I am thankful to Dr. Radhakrishnan Pillai's Chanakya teaching books which made me inspired to record my daily expenses.
For a long time, I thought digital savings are a lifesaver. But, I am wrong! Why because not all bank employees are sincere to serve their customers. Some are misguided, brainwashed, selfish, under pressure, and in so many other ways who deny/delay services to its customers.
So I came to the conclusion that, to maintain a balanced system by maintaining a liquid and digital cash and not to depend too much on one system.
And, it is giving me a positive result. In the future, I may adopt Cryptocurrency like Bitcoin :)
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